Is Debt A Sin?

There are many individuals who fail to associate their debt with sin. Perhaps this is because most people think that sin is only that which is associated with the Ten Commandments found in the Holy Bible. What people fail to understand, however, is that sin is associated with any form of dishonesty, vanity, or greed. In this case, you can bet your bottom dollar that ignoring your responsibility to pay debt that you have collected is indeed a sin like any other.

Credit Card Debt is a Sin

When you receive a credit card, you are in possession of a mere piece of plastic that serves as your means in which to use borrowed cash. You sign an agreement with a credit card company that shows your willingness to pay for any cash used through credit, as well as your agreeing to pay additional fees. You agree to these stipulations because you want the card for use of any items that you feel you either need or desire. The credit card company really doesn’t care the reason you want the card—they only care about getting their money back, along with interest. If you sign an agreement stating that you will pay the money back, along with interest, then why would you ignore your responsibility to pay when the bill comes in the mail? There are many people who overcharge every credit card that they receive and then they ignore the need to pay the money back. They purchase items that aren’t necessary for their survival, and they know when they buy these items that they really can’t afford them. Wouldn’t signing an agreement that you know you won’t fulfil be a sign of dishonesty on your part? If you know you can’t afford some material item, but you use your credit card to purchase it, isn’t this a form of greed? You want what you want, but you are not willing to accept the responsibility of returning the money you took. Can’t such an action be considered a sin since you are lying to the credit card company knowingly and willingly?

Many would argue that corporations lie and steal from us every day…but are they really? Did the corporation force you to take out a bank loan? Did the corporation put a gun to your head and force you to overspend or max out your credit cards? Probably not, which is why we must accept the responsibility of our own actions and follow through on our promises.

Denying your responsibility to pay your debt is a sin

Whether it’s a credit card, home mortgage, car payment, or simply money owed to a friend, we are all guilty of sin if we willingly run from our responsibility to pay the money back. Being greedy is not the fault of anyone other than ourselves, which is why we must take control of our desire to have more, more, more. It’s time to become disciplined and forthright on our ability to take only what we need, and to give back what we promised we would return. We can’t continue to blame others for our own sins simply because we don’t want to face our own responsibilities. There’s nothing wrong with owing others…but there is everything wrong with ignoring our need to give back what we take.

It’s time to take our own actions into consideration when we are preparing ourselves for the blame game. Only use what is needed, give back what is taken, and do unto others what you would have done to you. Seems so simply, yet it is incredibly difficult for many. Look at this as a mere mirror that is serving the purpose of reflecting your true self back to you. It’s time to see who we are, what damages we cause to others and ourselves, and to make things right. We have the power to do so…it’s just a matter of if we have the desire.

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